In broad terms, retirement planning is the saving and allocation of finances for the purpose of retirement and financial independence. Although the underlying principle of retirement—save and invest early—is rather simple, the mechanics of retirement planning can be complicated. This is because the shape of retirement has significantly changed over the years and individuals are

Planning for retirement can involve many areas of consideration and hard-to-answer questions.  Here we have highlighted some key concerns and questions for you to think about as you begin the retirement planning process. How Much Do I Need To Retire? This is probably the most pressing question consumers have regarding retirement planning. Although it seems

The Four Biggest Challenges Retirees Face Your retirement is the fruit of a lifetime’s hard work. Whatever your ideal retirement is—travelling, spending time with family, pursuing a passion career—you likely don’t want to worry about money. But building a long-lasting and sustaining source of retirement income comes with many challenges. The next generation of retirees

Retirement planning can involve many different products and solutions, sequenced over a great span of your working life. Planning early certainly can open you to more options and opportunity (which we discussed last month). But retirement planning—especially for this generation of retirees—is a living process, meaning that it should be subject to evaluation to ensure